I have been selling real estate in Rhode Island for thirty-four years and 2009 will probably go down in my book as the most challenging.  Everyday, I work to untangle a negotiation that is stuck or a problem that needs … Continue reading →

The Federal Reserve Board recently amended Regulation Z to conform to the requirements of the Mortgage Disclosure Improvement Act of 2008.  The purpose of this amendment is to let consumers to know, prior to closing, what their closing fees and charges will … Continue reading →